SLU’s insurances at Kammarkollegiet
Please note that the university may not take out an insurance policy anywhere other than the Legal, Financial and Administrative Services Agency (Kammarkollegiet). It is therefore not possible to take out any kind of insurance from private insurance companies. SLU has taken out a number of insurance policies from Kammarkollegiet.
Below is a short summary of what they cover. For more information on conditions, cover etc., please consult the Kammarkollegiet website.
Professional indemnity insurance
Covers property, consequential loss and liability insurance and is taken out centrally. Any incidents must immediately be reported to Kammarkollegiet.
This is taken out centrally for vehicles used within Sweden. The premium is based on data in the vehicle register on 1 February every year. No excess. Departments may take out top-up insurance with various cover options. Every department is responsible for its own vehicles. Please remember to report any traffic accidents to Kammarkollegiet as soon as possible. It is a good idea to keep a few claim application forms in the vehicle.
Travel insurance is taken out centrally. The insurance coverage applies to all business trips, both domestic and international, on behalf of SLU. For a trip to be considered a business trip, it must be directly linked to the traveller’s tasks at SLU; the university must also approve the trip.
For business travel to Russia, you need a business visa. These are issued by Kammarkollegiet, and the processing time is approximately 7 working days.
When travelling within the EU, you need a European health insurance card which you can order from Försäkringkassan’s website.
Personal injury insurance for students
Students at public universities are insured during their time at university and the journey to and from locations where teaching is provided. The insurance covers personal injuries through accidents as well as some contagious diseases. Reimbursement is given for medical care, medicines, physiotherapy, patient transport and other expenses. You may also be reimbursed for pain and suffering. If your injury becomes permanent (medical disability), the insurance covers loss of income, disability and other costs and inconveniences. Please note that the insurance only applies in Sweden.
Notification of damage must be made on a particular form which can be printed from Kammarkollegiet's website. Staff at a department or the Division of Educational Affairs can sign the form to certify that the injured party is a registered student at SLU and that the injury occurred during teaching hours or during the journey to and from the locations where teaching is provided.
Group and personal insurance - GIF
This insurance is for groups or individuals who in some way are affiliated with a public authority, lack satisfactory insurance coverage and cannot or should not acquire it themselves.
1. Foreign visitors at SLU. ‘Visitor’ implies a person who participates in SLU activities, either as an employee for less than a year, or as a non-employed person who stays for less than a year.
2. Foreign students and doctoral students covered by general personal injury insurance provided by CSN, but who are not covered by the Student IN or FAS+ comprehensive insurance.
3. Foreign citizens who are not employed but who complete a postdoctoral qualification at SLU, for a maximum of 2 years.
For more information, please see the Kammarkollegiet website.
This is the Swedish state’s insurance for foreign students in Sweden.
Many foreign students in Sweden cannot take out their own insurance policy for illness and accidents during their free time. Student IN protects foreign students from medical costs. It also contains coverage in set amounts for disability accidents, deaths as well as legal protection. This insurance includes accident coverage, costs for home transport in case of illness or accident, liability coverage, legal expenses and property coverage. It Student IN provides coverage 24 hours a day in Sweden. Please contact the Division of Educational Affairs for more information.
The Swedish state’s insurance for education abroad.
Student UT applies to education abroad. It provides insurance coverage equivalent of the general protection given by student insurance as well as travel insurance. Student UT provides coverage 24 hours a day in the country where you study.
The Division of Educational Affairs manages insurances for students who travel to or from Sweden under one of the agreements the division manages. The department running the course is responsible for insurance for other students who travel abroad as part of a course (includes placements and degree projects). For more information, please contact the Division of Educational Affairs.
Students who pay a tuition fee to study at SLU, themselves or through scholarships, are covered by the personal injury insurance for students as well as the insurance for fee-paying students – FAS+. FAS+ applies for the whole Schengen area and includes, among other things, accident coverage, medical and dental care and legal expenses. For more information, please contact the Division of Educational Affairs.
Health and parental insurance for doctoral students with scholarships
The insurance is often referred to as ‘doctoral insurance’ and provides insurance coverage for doctoral students who support themselves with scholarships. This insurance applies when the doctoral student’s scholarship lapses because they are absent from their studies, or because their studies are considerably delayed, due to illness or parental leave. The insurance does not give the right to reimbursement if the doctoral student has the right to the equivalent reimbursement from another insurance policy.
Please see the Division of Human Resources’ website on the staff web for more information on work injury insurance.
For questions on Kammarkollegiet’s insurance conditions, please contact Anna Jarmar, Legal Affairs and Documentation Unit.
For questions on student insurance, please contact the Division of Educational Affairs.